The rates quoted below are our best rates and may vary based on credit qualifications. The quotes are only a sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.
Rates effective as of: 2/12/2016 8:18:20 AM (PT).
*APR = Annual Percentage Rate. **Variable APRs may adjust monthly.
APRs assume the purchase of a Single Family Primary Residence in California, a credit score of at least 740, with a Combined Loan-to-Value (LTV) of 60% or less. Rates posted are for illustrative purposes only, are not intended to be a commitment, and are subject to change without notice. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan.
Payment examples are based on a Home Equity Loan amount of $65,000, a Fixed Loan amount of $200,000 + closing costs and points, ARM Loan amount of $400,000 + closing costs and points, and a Jumbo Loan amount of $499,000 + closing costs and points. Payments do not include amounts for taxes and insurance, including Private Mortgage Insurance, which is required for loans over 80% LTV. Your actual payment obligation will be higher.
Home Equity Loan Rates: You must set up and maintain monthly recurring automatic payments from your Mission Federal checking or savings account for the life of the loan, otherwise your rate and/or margin will increase by 0.25% above your original note rate.
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Use our Loan Calculator a quick tool to illustrate possible monthly payments for your specific loan amounts, and for more exact rates based on your individual information or to apply for a loan, please use our Loan Consultant tool.
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