The rates quoted below are our best rates and may vary based on credit qualifications. The quotes are only a sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.
Rates effective as of: 1/19/2017 8:15:29 AM (PT).
*APR = Annual Percentage Rate. **Variable APRs may adjust monthly.
APRs assume the purchase of a Single Family Primary Residence in California, a credit score of at least 740, with a Combined Loan-to-Value (LTV) of 60% or less. Rates posted are for illustrative purposes only, are not intended to be a commitment, and are subject to change without notice. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan.
Payment examples are based on a Home Equity Loan amount of $65,000, a Fixed Loan amount of $200,000 + closing costs and points, ARM Loan amount of $400,000 + closing costs and points, and a Jumbo Loan amount of $499,000 + closing costs and points. Payments do not include amounts for taxes and insurance, including Private Mortgage Insurance, which is required for loans over 80% LTV. Your actual payment obligation will be higher.
Home Equity Loan Rates: You must set up and maintain monthly recurring automatic payments from your Mission Federal checking or savings account for the life of the loan, otherwise your rate and/or margin will increase by 0.25% above your original note rate.
Click on the Product Name for a description of the product.
Use our Loan Calculator a quick tool to illustrate possible monthly payments for your specific loan amounts, and for more exact rates based on your individual information or to apply for a loan, please use our Loan Consultant tool.
The Loan Consultant feature determines the products and rates that match your needs.
Ready to Start?
To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.Apply